While our client’s businesses are unique (with individual needs), our approach is constant:
- We take the time to understand where our clients are and what they want to achieve.
- We analyze their Financial data and Market conditions.
- We explain their status then illustrate the path(s) for them to arrive at their desired destination.
While our approach is constant- implementation has many variables:
If the Business needs assistance keeping financial records (and making projections) our Bookkeeping and Accounting services provide clarity- allowing clients to stay on course and focus on goals.
If the guarantors credit needs improvement we analyze the file and suggest how they can improve the score themselves (complimentary) and/or refer them to legitimate partners.
If their existing financial statements do not accurately reflect interest (typically from short term amortization advances) we work side by side with their Advisors to ensure the data is apportioned properly so that Interest can be used as an add back if/when needed.
There are many instances we consult with clients Tax Advisors to make sure they are not overtly aggressive with deductions- leaving requisite Debt Service Coverage for leverage purposes.
At BCC we understand the adage: you only get one chance to make a first impression.
Rather than merely taking your data and sending it to different lender partners, we prepare you to get the best possible results.