Business Capital Consultants Corp. BBB Business Review
  • Amounts up to $250K in as little as 7 business days
  • Minimal document requests up to $100k
  • Decisions typically in 3 business days
  • Low MONTHLY Payments and Low APR
  • Term Loans up to $5M

For Small Business Owners

Just because your bank said no doesn’t mean all banks will.

Banks, Peer to Peer Lenders, Community Development Funds, and Private Lenders all have different programs and risk tolerances. At Business Capital Consultants it’s our business to understand the available products/programs/tolerances in the Commercial & Industrial Credit Marketplace.

We match our clients to the best possible solution (lowest cost of capital) based on their specific Financial circumstances, explaining why. After clients receive their funding, we continue to work with them- so they can achieve their immediate and long-term goals.


It's Our Business To Find The Perfect Loan Aligned With Your Goals

Our Certified Business Capital Consultants Will Handle The Process For You

Helping You Navigate The Complex Loan Process With A Plan In Place


Click the “GET STARTED” button below.
Takes only 2 minutes to start the path to financial success!


Speak with a Business Capital Financial Expert to learn all about
you, your business & your future goals.


We match you with multiple perfect lenders for your business and goals
and we handle them and the entire process for you


Review the lenders offers and if you like what you see, accept their offer


Depending on the loan type, funding can happen in 1 to 60 days.

Providing Business Capital Consulting services for over 15 years!

Business Capital Consultants is a Business Consulting Firm started by Business owners to help Business owners.
While our broad spectrum of experience is meaningful, our empathy knowing what clients
are going through- provides comfort and trust to the process of securing Capital for their businesses.


M+ Small Business Funding


More than our Partner Banks


Percentage of Happy Clients

Founded By Business Owners For Business Owners
Founded by entrepreneurs, our team at BCC knows every pain point a small business owner faces. That’s why we’re here.
From securing the “right” financing, to creating financial road-maps that reinforce success. We’re with you, every step of the way.
Perseverance Is The Key
Stuck at “trying” to secure financing for your business? Or, has your loan already been denied?
Thankfully, we’ve been there before – and now we know how to get you through it.
Schedule a free consultation below and let’s get you moving.
You're Closer Than You Think
Accurately presenting your financials can be the deciding factor between a loan approval, or denial. Data such as your debt service coverage ratios are vital to the success of your business loan application. We know exactly what “they” are looking for – and we know how to find it in your business.

Client Reviews

Working Side By Side With You

Whether clients need immediate Capital, are bidding on a large contract, or plan to expand down the road, our staff at Business Capital Consultants works side by side with ownership, and often CPA’s, to clarify financial data ascertaining Debt Service Coverage Ratios for respective lenders- determining the monthly payment the client can afford. Once that is established, we will fine tune the use of funds, and prepare them for the questions/next steps the bank will ask to speed up the process.


‘I contacted Richard through a Broker Funding Blog a few years back. At the time we had 5 Merchant Cash Advance Positions and was paying over $25,000 a month to short term debt. We were drowning. It took about 2 months, but he helped us arrange a loan to pay off all the debt and extend the term to 120 months, saving us over $20k per month. I’m not sure how we would have survived without his help.’

Adele S.

Owner, Midwest Retailer

‘BCCUSA has helped us grow from 2 employees in sub level space to a staff of 60 with our own State of the Art Manufacturing Facility. Richard and his team have been invaluable to our growth and success.’

Christine C.

Co-Founder, NY Metro Area Manufacturer

‘BCCUSA helped us acquire 3 separate businesses and literally took our business to the next level. They have been a game changer for us.’

Miguel C.

Principal, Northeast Logistics Firm

‘Richard and his staff have been there for us through growth but also Business Model changes, providing honest advice and support, which isn’t always easy but always appreciated.’

Burke W.

CEO, California Medical Equipment Sales and Service Firm

‘While Richard and his team have helped us grow our business 50% over the last 3 years adjusting the debt on our balance sheet, it’s knowing that he has our best interests at heart that will keep our firms aligned.’

Kerry S.

President, California Manufacturing Firm

‘Our reps at BCCUSA always explain exactly what we are eligible for and why- and have been there for us for over 3 years. I would recommend them to any business owner.’

Rob S.

Principal, Northeast Construction Company

‘I’ve been in the hospitality business in one way or another for 40 years and our Rep Katie can write a book on customer service. She’s the absolute best. She’s ALWAYS ahead of the ball. She was just fantastic to work with.Thanks again and look forward to working with BCCUSA in future.’

Mike R.

Co-owner, New England Restaurant owner

‘We were turned down by 3 separate local banks before our loan broker introduced us to Richard. Within 3 days he arranged a pre-approval, and within a month we closed a 10-year loan. Thank you.’

Claudio S.

CFO, Northeast Manufacturer