BCCUSA MONTHLY PAYMENT LENDING PROGRAM For MCA Consolidations & Bridge loans

The BCCUSA program was formed to help small businesses save up 75% on debt payments while preparing them for Bank eligibility and long-term success.

MCA Consolidation Program

The Fundsolidation Program is not based on monthly deposits and cash-flow like MCA ‘loans.

It is based on earnings (net the cost of capital from MCA’s), existing debt on a balance sheet, credit, and the realistic path to Bank lending. These tailored credit facilities have monthly payments with 18-month-24-month amortizations (payback terms), with anticipated ‘exit payments.

Accordingly, the due diligence documentation requests are exactly like those banks insist upon plus the original MCA contracts, with current amounts owed. Mindful of the strain small businesses are under when faced with multiple ‘positions,’ Fundsolidation will offer pre-approvals or declines within three business days of full submissions.

To ensure the best results, the program includes a consultation engagement with Business Credit Consultants (www.bccusa.com). This acclaimed nationwide advisory helps small businesses thrive by preparing them to secure monthly payment loans and credit lines with banks and much more. View their Case Studies: many speak directly to MCA ‘loan’ consolidation.

MCA Consolidation Program Guidelines

Monthly Payment Consolidation Guidelines

Entities must be 2+ years in Business.
Facilities from $50k-$1M
No cash-out requirement
Businesses must demonstrate profitability without MCA debt.
Guarantor FICO score 600+
Files are fully underwritten with following documents needed for consideration:

Documentation needed:

2 years corporate and personal tax returns
YTD profit and loss (within 30 days of submission)
Balance Sheet & Debt Schedule
Contracts from existing MCA positions
Personal Financial Statement of guarantors
12 months of Corporate Bank Statements (all accounts)

Preliminary approvals or declines within 2 business days and closing (when applicable) typically within 20 business days.

BCCUSA (powered by our AI Business Loan Qualification Suite Lendotics), connects Entrepreneurs to Banks motivated to establish lending and deposit relationships.

PROVIDING THE FOUNDATION FOR SMALL BUSINESSES TO FLOURISH

The Team at Business Credit Consultants (BCCUSA.com) understands how important your firm is to you and the people that rely on you. We know that your business’ foundation to sustain and flourish is built on credit and cash reserves- which give bandwidth and flexibility to navigate through cycles of peaks and valleys. Our consultants provide clients with a wide spectrum of resources to foster growth, while providing data driven perspective relating to utilizing leverage-should they wish to. Our Nationwide Network of Bank and credit institutions, is a value-add to clients as our partners realize our referrals are meaningful, prepared and screened. We are a value-add to our Bank partners as they seek deposit relationships and continued referrals.

Your application gets to the right hands – at the right bank for your business.
Our partnership with Lendotics, the AI powered Business Credit Qualifier, validates our recommendations to institution partners.
This process saves time and personalizes the Business Lending experience.

The small business borrowing process is broken, but BCCUSA is here to change that. We understand the frustrations business owners face when searching for working capital solutions. That’s why we have created a revolutionary system that reinvents the way businesses borrow.

Introducing Lendotics, our AI-powered Digital Loan Qualifying System partner. With Lendotics, you can securely furnish your financial information, and within minutes, gain complete transparency regarding your eligibility. No more sending sensitive data to questionable sources or dealing with the hard sell of expensive “quick funds” that cripple your cash flow.

Here’s how
BCCUSA empowers
small businesses:

FINANCIAL AWARENESS: By assisting entrepreneurs to be mindful of their financial reporting optics, BCCUSA empowers small businesses to flourish

KNOWLEDGE IS POWER: Armed with the knowledge of their leverage eligibility entrepreneurs can make informed decisions regarding their business future.

WARM BANK INTRODUCTIONS: Through the extensive nationwide BCCUSA Bank partner network, your organization receives special consideration when endeavoring to utilize leverage.

What Our Clients Say

With BCCUSA’s help, our business has improved drastically.

BCCUSA's analysis and guidance helped us secure the best loan rates available.

Their support and advice has been a game-changer for our business.

BCCUSA's expertise made our business more profitable.

I can't thank the team at BCCUSA enough for their exceptional services!

With BCCUSA's help, we streamlined our processes, improved efficiency and have become profitable!

BCCUSA's consultants provided practical advice that boosted our business and more importantly PROFITS!

BCCUSA's advice and guidance is instrumental in our growth.

Their consulting streamlined our approach allowing me to focus on what I do best.

BCCUSA’s common sense approach simplified our process while helping us grow our business.

Working with BCCUSA is like having a Senior Level executive on staff for pennies on the dollar.

AS SEEN IN

AS SEEN IN

MCA Consolidation Program

BCCUSA MONTHLY PAYMENT LENDING PROGRAM For MCA Consolidations & Bridge loans

MCA Consolidation Program

The Fundsolidation Program is not based on monthly deposits and cash-flow like MCA ‘loans.

MCA Consolidation Program Guidelines

Monthly Payment Consolidation Guidelines

Documentation needed:

BCCUSA (powered by our AI Business Loan Qualification Suite Lendotics), connects Entrepreneurs to Banks motivated to establish lending and deposit relationships.

PROVIDING THE FOUNDATION FOR SMALL BUSINESSES TO FLOURISH

Here’s how
BCCUSA empowers
small businesses:

What Our Clients Say

Proud Member of
The Fiscal Resource Group

Proud Member of
The Fiscal Resource Group

AS SEEN IN

AS SEEN IN

MCA Consolidation Program

BCCUSA MONTHLY PAYMENT LENDING PROGRAM For MCA Consolidations & Bridge loans

MCA Consolidation Program

The Fundsolidation Program is not based on monthly deposits and cash-flow like MCA ‘loans.

MCA Consolidation Program Guidelines

Monthly Payment Consolidation Guidelines

Documentation needed:

BCCUSA (powered by our AI Business Loan Qualification Suite Lendotics), connects Entrepreneurs to Banks motivated to establish lending and deposit relationships.

PROVIDING THE FOUNDATION FOR SMALL BUSINESSES TO FLOURISH

Here’s how BCCUSA empowers small businesses:

What Our Clients Say

Proud Member of The Fiscal Resource Group

Proud Member of The Fiscal Resource Group

Here’s how
BCCUSA empowers
small businesses:

Proud Member of
The Fiscal Resource Group

Proud Member of
The Fiscal Resource Group