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Monthly Payment Products

Monthly Payment Products

Match Your Business with the Right Monthly Payment Product

Bank-term loans, credit lines, and specialized lending—all with predictable monthly payments.

DALL·E 2025-03-25 22.15.47 - A professional banking environment with a business owner sitting across from a banker, discussing loan documents. The banker is presenting financial d

Conventional Bank Lending (Loans or Credit lines):

Please note: Firms with existing MCA and/or several other debt instruments on their balance sheet will find this type of borrowing more challenging to qualify for.

For Established Businesses with Strong Guarantor Credit (700+ FICO)

DALL·E 2025-03-25 22.29.03 - A professional financial setting with a business owner and a banker discussing monthly payment term loans or credit lines. The banker is showing a loa

Monthly Payment Term Loans or Credit Lines

Please note: Firms with existing Senior Debt with several other debt instruments on their balance sheet- may not qualify.

Established businesses net break even or profitable tax returns & solid credit (680+)

DALL·E 2025-03-25 22.30.06 - A professional financial office where a business owner is discussing MCA (Merchant Cash Advance) consolidation loans with a banker. The banker is show

MCA Consolidation (monthly payment) Loans:

Please note: Firms with existing Senior Debt with several MCA instruments on their balance sheet- may need collateral to qualify.

For Businesses that would be profitable without expensive short-term debt

DALL·E 2025-03-25 23.26.19 - A professional financial setting where a business owner discusses Asset-Based Lending (AR finance) with a banker. The banker is showing a financial re

Asset Based Lending (AR finance):

Please note: Aged receivables will be limited to credit availability to 90 days.

For Businesses that offer commercial accounts payment terms:

DALL·E 2025-03-25 22.29.03 - A professional financial setting with a business owner and a banker discussing monthly payment term loans or credit lines. The banker is showing a loa

Commercial Real Estate Lending:

Please note: Credit, appraised value, location of property and factors will determine rates.

For Commercial Property or Residential Property owner by a corporation

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