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Monthly Payment Products

Monthly Payment Products

Match Your Business with the Right Monthly Payment Product

Bank-term loans, credit lines, and specialized lending—all with predictable monthly payments.

EXPEDITED Bank Lending (Loans or Credit lines):

Please note: Firms with existing MCA and/or several other debt instruments on their balance sheet will find this type of borrowing more challenging to qualify for.

For Established Businesses with Strong Guarantor Credit (700+ FICO)

ASSET BASED LENDING (ACCOUNTS RECEiVABLE FINANCE):

Please note: Firms with existing Senior Debt with several other debt instruments on their balance sheet- may not qualify.

Established businesses net break even or profitable tax returns & solid credit (680+)

MCA Consolidation (monthly payment) Loans:

Please note: Firms with existing Senior Debt with several MCA instruments on their balance sheet- may need collateral to qualify.

For Businesses that would be profitable without expensive short-term debt

FULLY UNDERWRITTEN (Monthly Payment) Loans:

Please note: Aged receivables will be limited to credit availability to 90 days.

For Businesses that offer commercial accounts payment terms:

NON-BANK Commercial Real Estate Lending PROGRAMS (FOR COPORATE ENTITIES):

Please note: Credit, appraised value, location of property and factors will determine rates.

For Commercial Property or Residential Property owner by a corporation

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By securely entering your personal and business information for qualifying purposes, BCCUSA will not share your information. Our role is only to assist you in securing the lowest cost of funds possible for your business