The Mindset Behind the Architecture

As the head of your own Small to Mid-Size Business, you understand how challenging growing/running the day-to-day work tasks can be. As you scale and/or endeavor to be more profitable, would your firm benefit from having an advocate that has lived through all the inflection points you endure? While acronyms and spreadsheets look pretty, nothing beats real-life experience.

Richard Gusmano

Founder & Chief Consultant

Our founder, Richard Gusmano, built his career as an award-winning entrepreneur across logistics, technology consulting, real estate development, insurance, retail, restaurants and manufacturing. His experience spans startup formation, rapid growth, operational turnaround, financing, restructuring, and successful acquisitions and exits.

This broad operating background gives Richard a practical understanding of the challenges founders face when managing capital, people, lenders, growth pressure and complex business transitions. He has lived through the good times, and he has endured the bad ones.

Over the past 15 years, Richard’s real-time operating experience of over 4 decades has helped guide entrepreneurs to nurture ideas into viable businesses, prepare businesses to secure legitimate institutional credit facilities for responsible growth, and restructure debt so founders under pressure could retain and stabilize their companies.

The operator's record

Award-winning entrepreneur across logistics, technology consulting, real estate development, insurance, retail, restaurants and manufacturing.

The full cycle

Startup formation, rapid growth, operational turnaround, financing, restructuring, and successful acquisitions and exits.

The advisory legacy

15 years guiding founders from first idea to institutional credit and out of debt structures that were strangling them.

The Positioning

When you enter BCCUSA’s inbox, you are not talking to an opportunist trying to load you up with toxic debt to line their pockets. You are speaking with an advocate. We simplify your expectations based on your real past performance and guide you forward realistically.


You are too busy operating your business to make decisions looking backward. Let our real-world experience build the foundation you deserve.

Two Ways to Start. Both of Them Honest.

Ready to Hand Off the Heavy Lifting?

Securely upload your financials to get a concrete growth or restructuring layout.

What we need to analyze

Prefer a Quick Human Chat First?

Let’s talk transparently about where your business is and where it is going.

The rules